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95 S State St

Salt Lake City, UT 84111, USA

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Frequently Asked Questions

Why should I Bank with US Regional Bank?

US Regional Bank will save you time with a simple account opening process that takes less than five minutes, help you put money away easily by automating your saving, make sure your bills are paid on time with its scheduled payments feature and deliver a free debit card you can activate, lock and unlock from your phone.

Am I eligible for a loan?

To determine if you’re eligible to borrow money, our lending partners will run a quick credit check when you make a loan request.

Can I pay off my loan before the repayment date?

Absolutely. You can pay off your loan on the US Regional Bank website on or before the repayment date.

How much interest will I pay on a loan?

The interest rate on a loan is determined by our lending partners and is stated clearly when you are offered the loan.

What will happen if I do not pay off my loan on time?

If you do not pay off your loan on the due date, you will be charged a late fee and our lending partners may initiate a process to recover the loan. If you skip repayment entirely, you may be blacklisted and it could be very hard for you to get a loan in the future.

What will happen if I do not pay off my loan on time?

If you do not pay off your loan on the due date, you will be charged a late fee and our lending partners may initiate a process to recover the loan. If you skip repayment entirely, you may be blacklisted and it could be very hard for you to get a loan in the future.

How do I find my account number?

Sign in to UR Bank and, from the dashboard, click on your savings accounts. Each account has a unique nine-digit number associated with it.