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5 PERSONAL FINANCE BOOKS THAT WILL CHANGE YOUR LIFE

May 9, 2021 by 0122930292 0 Comments #Articles

In today’s world, many people struggle to manage their finances because they lack financial literacy, some have zero clues on what to do after earning money from their day job, freelancing or running their own business. This is why in celebration of world books day, we would be sharing five finance books that will have you wondering what you’ve been doing with your money all this time, and set you on track to making better financial decisions.

RICH DAD, POOR DAD
You may have heard of Robert Kiyosaki’s “Rich Dad Poor Dad,” before and there’s a reason why this book stuck around for more than two decades. In one of the most popular personal finance books of all time, the author shares what he learned growing up from his father and his friend’s father, these include lessons on how you don’t need to make a lot of money to get rich. The book defines assets, liabilities, and explains to parents why schools won’t teach their kids what they need to know about personal finance.

SMART-MONEY WOMAN
If you’re one of those people who can’t get past the traditional self-help writing style of most finance books, then this book is for you. The book uses the life of the fictional character Zuri to tackle topics surrounding debt. It also takes on the consumerist culture of the African middle class, misconceptions surrounding money and the lack of it, and the role of love, friendships, cultural and societal pressures play in success.

Each chapter comes with a practical Smart Money Lesson and exercises to help you work your way up the financial ladder. This book was written by Arse Ugwu.

RICHEST MAN IN BABYLON
Written by George S. Clayson, this book is considered one of the greatest inspirational works that address the subject of thrift, financial planning, and personal wealth. In it are secrets to acquiring money, keeping money, and making money earn more money. Providing financial wisdom using parables, and short stories in some cases.

THE MEANINGFUL MONEY HANDBOOK
In this book, personal finance expert and podcaster Pete Matthew will guide you through everything you need to learn on securing a financial future for yourself and your family. The cut and clear messages in the book lean towards

1. Spending less than you earn.

2. Importance of Insurance.

3. Building up savings and investments

NO EXCUSES! THE POWER OF SELF DISCIPLINE
Sometimes a poorly managed financial life can be a product of multiple external factors that we easily miss in our lives, which makes this book a very meaningful read.

Each chapter in this book debunks “luck” as the only way successful people build wealth and it also shows you how to be more disciplined in one aspect of your life, and how it will, in turn, affect your ability to generate wealth for your future.

Management

5 WAYS TO SAVE FOR YOUR HOLIDAY

May 9, 2021 by 0122930292 0 Comments #Management

Summer 2021 is a few months away, and around this time when you consider how nice it would be to go away on vacation for a week or two to let off steam and refuel for the rest of the year. However, there are some things you need to put in place while planning to ensure this isn’t another one of those holidays where you make plans, but none of them works out.

BUDGET EARLY

Once you figure out where you want to go, the next step is to work out how much every aspect of the trip would cost you and draw up a budget to that effect.

Once you have the numbers figured out, create a separate savings account to deposit your monthly contribution, a great route would be to set up a savings goal on Northfield Crest Bank and make your contributions automated.

EARN A LITTLE SOMETHING EXTRA

Planning for a vacation can seem daunting sometimes, especially when you decide to take a more luxurious route. That is why earning a little extra money is advisable. It could take a short-term side job, selling out decluttered items like clothes you don’t use anymore, or for those living in apartment buildings, subletting your place for the time you’d be away.

PLAN WITH A GROUP

Travelling with a group will always be a bit more economical than planning a solo trip as bills such as housing, feeding, and transportation can be split. These days several tour companies plan group trips so you don’t have to.

START CUTTING BACK ON EXPENSES

It’s common knowledge that the less money you waste, the more you’ll have later for a summer vacation. So pay your all bills on time, settle any pending debts if you have any, and pump the brakes on consistently going out to restaurants and impulse shopping.

Finanace

Can your business become better with new trends?

Nov 15, 2020 by 0122930292 0 Comments #Analysis

Bring to the table win-win survival strategies to ensure proactive domination. At the end of the day, going forward, a new normal that has evolved from generation X is on the runway heading towards a streamlined cloud solution. User generated content in real-time will have multiple touchpoints for offshoring.

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